As we travelled on our 17-day journey along the East Coast in search of the best states to retire in 2024, we uncovered some states that we hadn’t thought of. Among the bustling urban landscapes and tourist hotspots, our quest led us back to the quiet charm and tranquility of rural living.
Today, I will share with you the 5 rural best states to retire in 2024 and beyond after our road trip and more research.
Picture yourself waking up to the sound of chirping of birds and the gentle rustle of leaves, far from the fast-paced world you once knew. These states offer more than just a place to settle down; they provide peace and natural beauty that is truly unparalleled.
In this post, I will unveil the top rural states that not only cater to your retirement needs but also promise a fulfilling lifestyle with a lower cost of living.
Join us as we explore the hidden treasures of rural America and discover where your next chapter could begin.
Importance of Choosing the Right Rural State for Retirement
Choosing the perfect rural state for retirement is a crucial decision that can greatly impact your quality of life in your golden years. It’s not just about finding a place to settle down; it’s about creating a lifestyle that fulfills your needs and desires.
Let’s explore the factors to consider when selecting a rural state for retirement and the benefits that come with retiring in rural areas.
Factors to Consider When Choosing What States Are The Best To Retire in 2024
Cost of Living
One of the primary factors to consider when choosing a rural state for retirement is the cost of living. Typically, rural areas have a lower cost of living compared to urban areas, allowing retirees to stretch their retirement savings further.
That was the case when we first moved to rural Maine but that it changed a lot since 4 years ago.
Quality of Healthcare
Access to quality healthcare is essential as we age. Before choosing one of the best states to retire to in 2024, ensure that there are healthcare facilities and services available in the area to cater to your medical needs.
Where we are now, we have to travel an hour to a pharmacy and a hospital. Some specialty doctors are a 2-hour drive away.
Even finding a vet for our pet nearby was a challenge and we had to travel at least an hour away when our dog got sick.
Weather Conditions
Consider the climate and environment of the best states to retire in 2024 you are eyeing for retirement. Do you prefer a warmer climate or four seasons?
Do you want to be close to the beach or mountains? These factors can greatly influence your happiness and well-being in today and in your retirement.
We decided after spending most of our lives near the ocean in Rhode Island that we preferred the mountains and with fewer people around with less traffic and bustle.
However, in the western mountains of Maine, the weather is harsh and the cost of heating your home is much higher. Hot summers still require the use of air condition to breath comfortably.
Not only that but snow removal is something that becomes a daily thing up here. Do we want to do that as we are getting older?
We came up originally for snowmobiling but there is less snow these winters making it harder to enjoy. And with a bad back it may not be the best sport for me anymore.
Community and Social Life
Retiring in a rural state means being part of a smaller community. Think about whether you prefer a close-knit community where everyone knows each other or a more private setting.
Consider the social activities and events available in the area to ensure you can lead an active and fulfilling retirement lifestyle.
That was our biggest disappointment living in rural Maine, the lack of community. We were always treated as outsiders by many in rural Maine.
Benefits of The Rural Best States To Retire In
- Peace and Tranquility: Rural areas offer a peaceful and serene environment away from the hustle and bustle of city life. The tranquility of rural living can provide a sense of calm and relaxation, allowing you to enjoy your retirement years to the fullest.
- Affordable Housing Options: Rural areas often offer more affordable housing options compared to urban areas. Whether you’re looking for a cozy cottage or a spacious farmhouse, rural states have a diverse range of housing choices to suit your preferences and budget.
- Connection with Nature: Retiring in a rural state gives you the opportunity to connect with nature on a daily basis. Enjoy scenic views, fresh air, and outdoor recreational activities right in your backyard. Living close to nature can have a positive impact on your physical and mental well-being in retirement.
- Strong Sense of Community: Rural communities are known for their strong sense of community and neighborly spirit. By retiring in a rural area, you can build meaningful relationships with your neighbors, participate in local events, and be part of a supportive community that looks out for one another. Of course, you may not know until you have been living there how it will actually be like.
Our 17-Day Journey on the East Coast
After embarking on our 17-day adventure along the East Coast in search of the perfect retirement location, we were happy to see the charm and beauty of east coast towns that were on our path.
The journey unfolded with each stop offering new experiences and insights into what makes a rural state ideal for retirement.
Scenic Rural Landscapes and Communities
As we reached the midway point of our journey, the landscape transitioned from coastal views to rolling hills and expansive farmlands.
Scenic drives through rural communities revealed a sense of peace and tranquility that we really liked.
Quaint farmhouses with their inviting front porches and fields of corn swaying in the gentle breeze painted a picture of rural life at its finest.
We loved the old barns along our ride as well. So much so that my husband is looking to build a barndominium for our next rural home.
Top 5 Rural Best States To Retire In 2024 and Beyond
After our 17-day exploration along the East Coast in search of the perfect retirement destination, I compiled a list of the top 5 rural states for retirement in 2024 and beyond.
We really thought West Virginia would be on that list but it ranked very low for healthcare and the areas we explored were really out there (tough driving in wintertime) with no cell service.
However, we did love the landscape and beauty of both Virginia and West Virginia.
Each of these rural best states to retire in 2024 offers unique benefits that cater to different retirement preferences.
Let’s look at my findings.
1. Pennsylvania: Best Rural State for Affordable Living
Are you looking to stretch your retirement savings without compromising on quality of life? Head to this rural state known for its low cost of living, affordable housing options, and reasonable healthcare expenses.
Enjoy a relaxed lifestyle without breaking the bank. You can embrace tranquility while keeping your finances in check. It was on Forbes list of best places to retire in 2023.
It was one we didn’t look at seriously until our return home. We did more research and found it be an ideal location as we would be closer to our grandchildren.
Today, we are about 6 hours away and it would cut an hour or 90 minutes from that trip.
2. Georgia: Ideal Rural State for Outdoor Enthusiasts
For retirees who thrive in the great outdoors, this state is a nature lover’s paradise. With vast expanses of national parks, hiking trails, fishing spots, and more, outdoor adventures await at every corner.
Breathe in the fresh air, soak in the scenic views, and embrace an active lifestyle surrounded by nature’s beauty.
We were really surprised by northern Georgia. If it wasn’t so far from the grandchildren it may have been our 1st choice.
3. Maine: Top Rural State for Healthcare Facilities
Health is wealth, especially in retirement. This state boasts top-notch healthcare facilities, ensuring retirees have access to quality medical services when needed. From renowned hospitals to specialized care centers, your health and well-being are in good hands here.
However, that is where we live and we are an hour away from a hospital and pharmacy. The better hospitals are a 3 hour ride away.
We also felt like we loved Maine more when we returned to see the majestic trees and mountains. It really is one of the the most picturesque places on the East Coast.
But as the bills arrived we began to think more on the cost of living if we stayed.
4. Tennessee: Charming Rural State with Vibrant Cultural Scene
Immerse yourself in a rich tapestry of culture and arts in this charming rural state. Experience local traditions, art exhibitions, live performances, and community events that showcase the vibrant cultural scene.
Embrace new experiences, connect with fellow retirees, and enrich your retirement years with creativity.
We really liked Tennessee but it’s distance was an issue and learned that healthcare is not a great choice from that state.
However, we also learned many people from California are moving there and wondered if that would jack up the prices in the coming years.
5. Florida: Scenic Rural State with Active Retiree Community
Join a thriving community of active retirees in this scenic rural state. Stay socially engaged with like-minded individuals through clubs, recreational activities, and community gatherings.
Whether you’re seeking companionship, volunteer opportunities, or simply a sense of belonging, this state offers a welcoming environment for retirees looking to stay active and connected.
We have several friends in Florida and stopped to see them on our journey. I even had a meeting with someone who does work for my online business while in Florida.
We were amazed by the large farms and ranches along our road trip. I never imagined Florida being so rural.
However, not only is is further from the grandchildren but the costs have gone up a lot in that state in the past 4 years as in our state of Maine. We also are not a fan of heat and humidity.
Conclusion of Best States To Retire In 2024 and Beyond
After exploring the top 5 rural states to retire in 2024 and beyond, it’s evident that each state offers a unique blend of charm and natural beauty that can cater to a large range of our desires.
With their welcoming communities, outdoor recreation opportunities, and lower cost of living compared to urban areas, these states present promising options for those looking to enjoy a peaceful and fulfilling retirement.
We are now looking in the state of Pennsylvania as it’s closer to our grandchildren, closer to medical facilities and the cost of living is much lower than the state of Maine and the others states that we visited.
However, I am also keeping a close eye on the politics of the states as they can really make a difference for the affordability factor. We saw it happen after we moved to Maine 4 years ago. What was once affordable is no longer so.
The property taxes went up 40% in last year alone. A property revaluation is coming in 2026 which would eat up our all retirement savings.
I’d love to hear from your about rural Pennsylvania if you live there or ever have. Please drop a comment so we can discuss it.
Pennsylvania really surprises me, Lisa but there are many beautiful areas. I lived in Oxford for awhile. Small town and outskirts were rural. My bestfriend still lives there. During my younger years, we partied alot in South Philly, Glen Mills area. Of course, these are on the southern end of the state. Many moons ago, I had a friend that lived out north of Pittsburgh. Beautiful area, small town, lots of snow. I can see the attraction and compared to cost of living in Maine, even taxes, Pennsylvania would be a good choice. I look forward to reading more about your transition! Oh, and I know I dream to be in West Virginia but I do agree on the lack of Healthcare system there and the more isolated areas in the state.
Good luck, Lisa!
Hi Bren, it surprised me too. It was not on the radar at first at all. It is beautiful especially in the mountains. I didn’t realize you had been there. It will be interesting to see how it all goes if we sell our home in Maine. I did like West Virginia but once there found a few things not so good. Plus further away from the grandchildren and PA is closer to them than Maine, believe it or not! Thanks for coming by on this one Bren. Have a great weekend.